Learn how you can get the best deal on a Mortgage Loan. There is no cost or obligation.
If you are planning to buy a home soon, we can help you with an amazing mortgage loan rate. It certainly make sense to shop for the Best Mortgage Loan at the Best Rate. Best of all, we can help you get a no cost second opinion. We know we can help you save a lot of money!
Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qualification" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.